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  • Malkovich
    started a topic Post-discharge vehicle with no title

    Post-discharge vehicle with no title

    Hello everyone. I am coming up on 2 years since my Chapter 7 discharge and am not sure what to do with my vehicle. I had an auto loan of about $12,000 through Regional Acceptance that was discharged in the bankruptcy. It has a KBB value of about $2,200 today but needs about that much in repairs and...
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    Last edited by Malkovich; 08-03-2017, 06:03 PM.

  • Kuya
    started a topic Capital One Auto Loan and Credit Card ?

    Capital One Auto Loan and Credit Card ?

    Just curious . . .

    Looking for some stats:

    IF you HAVE applied for a Capital One Auto card and HAVE been approved: Did you have any previous Captial One history (including an old card or new card, even if it was included in BK?)

    If you have applied to Capital...
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  • tjsmiley
    started a topic Newbie question about strategy

    Newbie question about strategy

    Hello everyone, seems you all have strong knowledge of the process of BK so I really need some advice. I am the definition of BANKRUPT. I need help on a couple of issues.

    I am filing for BK soon. I plan to keep my house ("stay and pay") and surrender my car if that's the...
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  • dmadm
    started a topic Cram Down on Auto being challenged

    Cram Down on Auto being challenged

    I filed my Chapter 13 October 28, 2010. I filed a chapter 7 in February of this year and all debt was discharged. I re-affirmed my auto and my residence is in foreclosure and I owe 62,000 in back taxes.

    I filed my chapter 13 Pro Se and today I received my first obection to confirmation...
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  • Outlandish
    started a topic Chapter 7 and car Lease

    Chapter 7 and car Lease

    i just filed BK7 and was gonna keep ,my lease until i found out that my agreement goes for anther 18 months past the time I thought it was due
    I guess I was suckered in the deal But @ the time I was making good $ and just signed and drive always paying on time . Never read cc statements just...
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  • norwoodguy1
    started a topic Cram down/behind on my payments chapt 13

    Cram down/behind on my payments chapt 13

    I am 2 1/2 months behind in my car payment and falling behind on others. i am filling chapter 13. I have a 2005 hyundai values at 5,000 on several web sites..I owe 9700 on it. When I file the chapter 13 how do I handle the past due amount before my payment plan goes into effect. All the literature says...
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