I will be filing a BK7 in a few days, and I believe that I have a a pretty good idea of what to expect overall since I've been researching on my own for several months. I stopped making mortgage payments 11 months ago, and only just received the Foreclosure Summons about 2-weeks ago. I do have an...

From what I understand, money owed directly to the school (without federally backed loans) ARE dischargeable in Chapter 7. The school disagrees, and tells me that the amount owed is not dischargeable via bankruptcy. They sent a collection agency after me (post-BK7). I sent a cease + desist letter to...

i just filed BK7 and was gonna keep ,my lease until i found out that my agreement goes for anther 18 months past the time I thought it was due
I guess I was suckered in the deal But @ the time I was making good $ and just signed and drive always paying on time . Never read cc statements just...

I am in TN, I understand most exemptions; however I have yet to read anything about my car. Family of 3 one car that is a paid for 06 Jetta going bk7 with over 100k unsecured. We are using the 25k homestead exemption b/c we have a child in the home. I know we have 4k each for personal wild...

Hi all, I have managed to get myself into an unbelievably horrible predicament. Two years ago, I was in so deep that I had to file BK7, which was discharged in Dec '06. I managed to allow myself to get trapped in the evil payday loan cycle, and it's just been snowballing over the last year and a half....