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  • Creditor has filed Motion for Relief From Stay for my car loan -- what next?

    I couldn't find my exact situation on the forum anywhere. I stopped making car payments a few months ago. After several collections calls, she gave me the ultimatum. Either I make a payment arrangement or they're going to have to come get the car. I told her I couldn't. "Do you want us to...
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  • Egrain
    started a topic Curious about Mortgage

    Curious about Mortgage

    We filed a Ch. 7 BK and last Jan (2010) and was discharged in March with no hitches. We made full mortgage payments all through the proceedings and have continued to make our normal monthly payment. We plan on continuing to do this. However we did not reaffirm with the mortgage Co and they are not reporting...
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  • backontrackOH
    started a topic Waiting is driving me crazy! To file or not?

    Waiting is driving me crazy! To file or not?

    My wife has cancer. She was diagnosed in July, 2006. I closed my business of 24 years in December, 2006. We surrendered our home to foreclosure and moved out in October, 2007. We filed a Chapter 13 in September 2007, were delayed due to inaccurate paperwork, and days later my father-in-law died leaving
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