Okay, so I have read on other boards and on this one how bk friendly NFCU (Navy Federal Credit Union) is. I finally found a member to sponsor me and was able to join. I filled out the application and joined several weeks ago and got my visa check card and online log in and account information in the...

To those of us who are currently living the wonderful life of credit card slavery hell, this is how (I think) it all begins. . .

My daughter had to buy a formal dress for a dance at the end of this month. (Before you all yell at me, my parents gave me a $50 bill to pay for her dress)....

I noticed that some of the banks, like Wells Fargo, offer a "secured" credit card but require that 12 months have passed since the discharge.

I will be filing CH7 soon but was wondering if I should go ahead and deposit about $300 now to open the secured card first? Will I even...