Ok, I have been following this forum for awhile as I prepare myself for my own BK. A colleague, who has since filed BK 7, and was discharged in September, has received a credit card offer from Capitol One. What is unique is that the offer states they know she has been discharged and congratulates her...

I have an Aspire Visa unsecured. The fee is high ($150.00 per year, $6.95 per month maintenance), the limit is low, only $300.00. These people were very upfront about fees and charges. They report to Experian as an unsecured card. Read this carefully, I have checked my Experian, TransUnion and Equifax...