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credit reports x

  • BankruptinNJ
    started a topic I Don't Want Any Credit Cards!

    I Don't Want Any Credit Cards!

    I was starting to get "pre-selected" credit card offers and I made a decision: I don't want them! I know that I am a shopaholic and I will only get into trouble.

    I thought that I wanted a secured card to rebuild my credit and did apply online for the Public Bank secured one...
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  • chap7girl
    started a topic Can discharged mortgage be wiped off CR?

    Can discharged mortgage be wiped off CR?

    Here is my situation and just wondering if any one else has had this happen? I was discharged in 12/09 chapter 7. Home was included but i said intended to stay but no reaffirmation done. I kept paying until dec 10" and stopped payments jan 11".
    My mortgage lender took all reporting...
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  • How long can creditors report "included in bankruptcy" tradelines?

    How long can furnishers of credit report "included in bankruptcy","discharged in bankruptcy" or similar tradelines for pre-petition debt SEPARATELY from the bankruptcy itself to the credit bureaus? I filed Chapter 7 on 5/18/10,discharged on 8/18/10 and closed on 9/2/10?
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  • kartoons19
    started a topic Credit Reports and Fico Score

    Credit Reports and Fico Score

    I am planning on filing chp 7 later this month. I have already used my one free credit report for the year, but would like to be able to keep tabs on my score/reports before and after the BK process. Can anyone recommend a service for doing this? I know there are a lot of them out there. Or is it...
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  • tinroofrusted
    started a topic Cleaning Up Your Credit Report

    Cleaning Up Your Credit Report

    There have been so many questions about charge offs, etc, I just want to write a little bit.

    First of all, anything that is included in bankruptcy MUST say that on the credit report. NO MATTER WHAT.

    There should NEVER be a "charge off" or a balance showing....
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