I have been looking around for a good online savings account with a decent interest rate for my emergency fund. I finally found one and a few weeks ago opened an account with... drumroll please... American Express. I find this the height of irony considering I've never had an AmEx and probably never...

Geeeeez Louise !!! This really sucks.

My BK13 is complete but not discharged . . . (Trustee is doing final report this week . . blah blah). I applied for a SECURED credit card from Cap1, and it was denied. Holy Guacamole lol.

I have an orcahrd, and hsb discover card,...