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  • My IRS debt qualifies for discharge, but what about liens?

    I have IRS debt that qualifies for discharge -- more than three years old, and meets the 340 day rule, an no willful personal act or fraudulent returns.

    I was placed in Currently Not Collectible Status on the debt in 2010 due to hardship (disability, took buyout fro employer to tide me...
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  • CoBelle
    started a topic Having a brain fart.....

    Having a brain fart.....

    In a chapter 7, if the Trustee abandons your home, how do you avoid the liens that are impairing your homestead exemption?

    Is there a point of no return after you file a 7 that you can't get it dismissed? (I'm wondering because a 7 really can't do much for me. I have only filed the emergency...
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  • Bets On Who Is Going To Blink First (Mother vs Cap. 1)

    My mom got sued over a Cap. 1 card. She had tried on of those Debt Management things (trying to avoid filing BK) and got took. She was under the impressions (from their own forms) that they were going to settle the bills and the they were working with his creditors. Long story short, in May Cap....
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