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  • What is the exact point when the 60 months ends in a chapter 13?

    I'm approaching 5 years and I don't remember the exact point in which the 60 months starts. I filed on 7/2, was confirmed 8/1, 341 meeting was 8/20. I'm in Massachusetts and am not in a 100% payback. Assuming I've now made all 60 payments, at what point should I instruct the attorney to file for the...
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  • tess_bk
    started a topic Consolidation Snowball - CC or Loan?

    Consolidation Snowball - CC or Loan?

    I'm talking about the good kind of snowball, where you "snowball" your debts until you pay them off. (Google it! It's really cool.) I already did it once quite successfully a couple of years back, then got a bit sloppy with using CC's and ended up with a few thousand in credit card debt again....
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  • way2long
    started a topic Plans longer than 60 months

    Plans longer than 60 months

    Hello,
    This is my first post, so bear with me. I just found this site within the past week and I've been searching for a question similar to the one I need to ask. I couldn't find anything so here goes:
    I'm learning that every case is very different. My wife and I filed Bk...
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