filed chapter 7 in 2006, case was closed without discharge, due to not filing in time the financial class course ( i was five days late and paperwork is on file with the court). my credit reports show discharged in 2006. i applied for mortgage because my credit score now is 680, they want a copy of...

Hi everybody...well it's a bummer I'm back starting my own S.O.S thread again....I figured I was done and had just been popping back on once in a while to congratulate other discharged members.

2010 was a b*tch. The BK thing and then in the midst of that my son diagnosed with a chronic...