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  • All bills current at time of BK filing - how would FICO be affected?

    I have a home that is underwater approx. $100k. It may become necessary to do a short sale or walk away. At present, my credit FICO is 815, and I'm current on all payments. My income situation will be changing dramatically in approximately 4-5 months. I had actually planned to retire and sell the...
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  • Clyde
    started a topic Modification after chapter 7 discharge

    Modification after chapter 7 discharge

    I filed chapter 7 . It was discharged last August ,but the case has not closed yet.My modification of my first mortgage was approved by the mortgage company last August, but they will not complete it until the case is closed.My Wife and I are both listed on the mortgage,only I filed Bankruptcy.Will...
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