2 years ago when I started this journey, I had no idea that today things would be so bad. I really thought that when I filed chapter 7 pro se, I would be better off right now than I was then. I remember that I was able to keep my leased vehicle and I thought that was a major accomplishment.

I had only one credit card and I made daily payments on it as well as on time payments for the leased vehicle. From that moment until now 2-09, I have yet to figure out how all this economy crashing business will effect me. I have been on my job for over 27yrs and even though they are laying off people, I.m a veteran worker with skills so nobody touched me. They even told me that. And yet, I can not relax. Somehow I just know that keeping a job is not enough to sustain me during these economic times, but if I could just figure out how to still survive credit wise during all of this, that would be a beginning.