It's funny to me that I spent 2 years building an emergency fund and it was wiped out in one day. In June my daughter had a febrile seizure caused by chicken pox. Of course, I had NO idea that it was caused by CP at the time and we rode in an ambulance to the hospital. The trip along with the copay cost us $800... Now here we are 4 months later a month behind on rent, a month behind on electric, and with no real viable solution on the horizon. I think it's time we really look at our budget and seriously cut costs. Any ideas out there?