Thanks JB, I think over the past 15 years you have helped me out with 75% of my problems LOL.

My one issue is that I don't know if they got included. It's been too long now, I had a pile of medical bills so who knows. But I guess at this point they can't do much anyhow. They haven't called...

Ugh I never got an email notification and forgot all about this. Thank you for responding back then! I luckily was able to borrow it, pay it in full and things got back on track for me (even paid the borrowed amount back). So things ended up OK. It was such a stressful time though.

I never got a notification... anyhow thank you. Currently fixing things up now, but the entire refinancing thing is out due to interest rates. So if the refinancing can be a bit more touchy, is there some kind of way to go to another mortgage company and BUY the house (aka have them take it over)? I...

Does it matter if I can't provide any information on my BK case? I don't know what I did with all that paperwork... I guess like you said it's probably now protected by the statute. Thanks for the help!...

I recently started getting hounded by a collection agency (CACI). So when they called me (I didn't answer) I logged into their "customer" portal. Listed on their site were three collections. A newer one that I had already paid direct to the hospital. And two old ones from 2009.... My first...