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DeftTouch
DeftTouch
Junior Member
Last Activity: 11-19-2021, 02:19 PM
Joined: 12-22-2005
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  • DeftTouch
    replied to Just going to wait it out
    Well, as I said having COPD wasn't bad enough. I am planning (when money comes in) to get a walker and start walking around the park.

    I'm hoping it helps, but won't know for awhile.
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  • DeftTouch
    started a topic Just going to wait it out

    Just going to wait it out

    Well, Sept 2nd came down with covid. No hospital, but left with extreme weakness and some lung damage (like having COPD wasn't enough)

    So, after going around the web researching various actions, I'm deciding on doing nothing except sending off the "Drop Dead" letters.
    ...
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  • I'm actually stunned they let you do a Ch 7. I know the bk rules changed so a gambling debt was very difficult to discharge as it's all cash.

    I too am an addict. In my case, I'm preparing myself with blocking avenues for cash. Still, it's one of the hardest addictions to stay away from...
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  • DeftTouch
    started a topic Old but new here again!

    Old but new here again!

    Well hello everyone!

    Yes, I was here back in 2008 (Wow) and yes, have hit the rocks, financially.

    Caught covid and am left with scarred lungs, extreme weakness. Imagine having a 30 minute shower and needing a 2-3 nap to recover.

    Not to mention the $20K in debt...
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  • DeftTouch
    replied to Being VERY Nasty??
    Well, I guess it WOULD be "Lowering" myself to their style. So, I'll just leave it with paperwork.

    Regarding title transfer, again, not worried as I am cancelling insurance (It dies today at midnight) and that not "Having insurance" won't bother my license as I NEVER...
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  • DeftTouch
    started a topic Being VERY Nasty??

    Being VERY Nasty??

    I am leaving another state (Misery) I have a beater that I got myself roped into for paying. I am going to leave it at the dealer (They are also where I pay for it) but was wondering if it would make a bit of difference if I left the paperwork or not?

    No, I have NOT transferred...
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  • Yes, mine has the "EAP" (Employee Assistance Program) which is totally anonymous, will allow up to 2 hours of attorney chats, advice (but no court action, that's extra) and it's free to any employee. Company gives them a 1 time yearly check and then doesn't do anything but offer their number...Can't...
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  • Man I can understand your situation...Was with Wells Fargo and had 4 debits to hit in 3 days. Demanded they shut account, but 2 debts slipped through and so they said "Oh, we CAN'T close the account as you owe US $900" My reply was "I came in 2 days ago and closed it" ...
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  • DeftTouch
    replied to 401K Contributions in BK
    Sorry sinking, I did only a search, but failed to look at date posted for the thread.

    Thanks for the upcheck, does me good to get a gentle reminder

    Regarding 401K...I feel that due to upcoming major OT (Heard about 60+ hrs per week) that due to getting tax records, that...
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  • DeftTouch
    started a topic Visits to mailbox

    Visits to mailbox

    About every 3 weeks, I travel 70+ miles to my old addy. A place I (Was) buying (7.8 acres) till left a medicore job (Now have a better one) but still check mail.

    Stopped by Christmas eve, got 3 notices of a certified letter (From a creditor ER visit) and they had started on the 10th,...
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  • DeftTouch
    replied to CC and their actions
    I find it sort of funny about the creditors who have called me and such..Oh, they have said they are "Considering legal action" but when push comes to shove, I have doubts they'll do anything BUT that.

    I guess it is partially due to me saying "Go ahead and sue,...
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  • DeftTouch
    started a topic 401K Contributions in BK

    401K Contributions in BK

    Well, popping in with my $0.02 worth. Good thing I checked this forum. Have great new job, owe....Oh about $45,000 (Some of the debt is about 1-2 years old) but they have 401K which is good, but wondered if this would be allowed. Seeing it is not, I'll move towards getting records of all credit agencies...
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