During normal times, you might have faced an AP, however due to the virus pandemic and the large number of people who suddenly lost their jobs, I think you will "skate by". Instead of assuming fraud, the lender will assume that you took out the loan with intent to repay it, but due to sudden...

I do not believe that student loan forgiveness by executive order is a good idea, and it is likely unconstitutional for the President to even attempt such a thing. I also do not believe that blanket forgiveness of X amount of dollars per borrower--supposedly in the name of "racial equity"--is...

The moment you have decided that Chapter 7 bankruptcy will be in your future is the moment that it ceases to be in your interest to pay anything to your unsecured creditors. The only exception is if you need to have more time elapse and/or make more payments toward the debt before filing to reduce...