Announcement

Collapse
No announcement yet.

User Profile

Collapse

Profile Sidebar

Collapse
Avatar
BKAttyMI
Senior Member
Last Activity: 04-25-2017, 07:07 AM
Joined: 07-09-2010
  •  
  • Filter
  • Time
  • Show
  • Source
Clear All
new posts

  • A Chapter 13 would help you with the tax debt, you should speak to a bankruptcy attorney that does a lot of 13s.
    See more | Go to post

    Leave a comment:


  • Lukesky, you seem to have a huge misunderstanding about the Chapter 13 process. A creditor can't just "opt out" of the bankruptcy case, you're bankrupt, they can't collect from you while you're in bankruptcy. A creditor can choose to file a claim and get some sort of payment through your...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Motion for Turnover Order
    Sounds like you need to get that bankruptcy going sooner rather than later. "I'm filing bankruptcy in the future" is not a defense to a creditor garnishing your bank account.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Ch. 7 v. 13?
    Just to throw my 2 cents in here...you do NOT have the right to convert from a 7 to a 13. You DO have the ability to convert a 13 to a 7. Once you've opened up a bankruptcy estate in a 7, you are at the mercy of the Trustee. If you live in an area with aggressive Chapter 7 Trustees, I wouldn't hesitate...
    See more | Go to post

    Leave a comment:


  • It is typically not a good idea to contact the Trustee's office yourself, especially about late or missed payments. I've had debtor-clients call the Trustee's office just to "let them know" that they were going to try to catch up on their payments "soon", blah blah blah, only to...
    See more | Go to post

    Leave a comment:


  • Make sure your boyfriend has a good family law attorney for the contempt action, sounds like he didn't have one for the divorce.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Reverse Mortgage
    Would need more information to even begin to answer this question, I suggest you visit with a local attorney to find out what a Chapter 13 would look like for you.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Should we 13?
    You've asked some intelligent questions and have laid our your situation very well. I do not know what "MA" is? It is important to note that further student loan "overages" are not overages but more loans that are being disbursed to you. I hope that with your degree you will be able...
    See more | Go to post

    Leave a comment:


  • Again, to my knowledge (and despritfreya confirmed), a VA loan is treated just as any other mortgage loan in a bankruptcy. If you don't want the house, you surrender it and the VA has the right to take the house back, just like a normal mortgage. You should check with your local VA office to see if...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Wanting Chapter 7
    I too would encourage you not to be afraid of a Chapter 13. Oftentimes, you can purchase a car prior to filing a Chapter 13 and the majority of your payments can go towards the car....
    See more | Go to post

    Leave a comment:


  • Why can't you just surrender the home in a bankruptcy? I'm not familiar with any issues regarding surrendering the home and a VA loan. You should discuss your situation with a local attorney.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to They crawl out of the woodwork!
    It's a shame the credit industry has scared so many people from filing for bankruptcy with the threat of "ruining their credit" and never being able to borrow again. I try to assure people that YES, you will probably get credit offers the day you get your discharge, but with the media storm...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Should I switch attorney?
    I am not admitted in TX, however, here in MI, it is just a simple "substitution of counsel" form that needs to be filed. A new attorney can take care of that for you. I'm sure TX surely has something similar.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Should I switch attorney?
    I agree with Des, as I said, your attorney/firm is not competent. You need new counsel immediately, I can't believe no one will accept the case for a fee, this is done all the time. You must not be contacting the right people. Quit messing around with your current firm's crap and get to someone ...
    See more | Go to post

    Leave a comment:


  • If you can put your retirement money BACK into your account, you should immediately do so. Those amounts are completely SAFE and EXEMPT from any bankruptcy you file. If you've already deposited these amounts into your bank accounts, it may be too late, which is a real shame. Before you make ANY other...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Should I switch attorney?
    I can speculate that they aren't competent enough to pay attention to your case. GO TO ANOTHER ATTORNEY.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Should I switch attorney?
    The Trustee (at least around here) will not give you any information if you have an attorney representing you. You may want to consider a bar grievance complaint (I'm not sure what these are called in TX). I also wonder why you aren't showing up at the attorney office and demanding someone do something...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Means Test
    As an attorney, the means test is usually an afterthought to most bankruptcy cases. Rather than fixating on the means test and what you think the internet is telling you, visit with a few attorneys and get their thoughts on your case. There's nothing to lose but a lot of time and worry by meeting...
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to New here...need help please
    $3000 per month on a $110k annual income? How on earth are you making ends meet? Stop paying on this junk and go see an attorney immediately, preferably two.
    See more | Go to post

    Leave a comment:


  • BKAttyMI
    replied to Foreclosure and Vehicle
    It sounds like you would benefit from retaining an attorney unless you are willing to research bankruptcy law.
    See more | Go to post

    Leave a comment:

No activity results to display
Show More
Working...
X