It’s fun watching everything finally go in the right direction. This dang 2 year wait though for the the drop off is what sucks. The chapter 13 itself wasn’t all that bad, we learned to be cheap and budget real quick and lots of side work for myself. Luckily people need electricians, lol. Best...

Good to know, I will let that Equifax naturally come off. I, like yourself have a home to purchase and don’t need that drama, lol.

Not sure what the heck happened but my Experian went from 674 to 736!! It shows no more public record so I assume the BK fell off, I didn’t dispute with them yet. Just leaves Equifax...I’ll try them in a couple weeks.