Hi - yes the original, many paged mortgage document you signed when you bought your house (or refinanced). I'm sorry the medical providers won't work with you, that's just wrong. The new health insurance plans for the last couple years have been horrible (high deductible plans). Hopefully you'll...

Hi...do you have your mortgage document? If so, you need to review it. In my case, our mortgage says 90 days, but I know if you talk to them, they will work with you.
I'm sorry for everything that's going on with you and your family..I hope things turn around for you. Also, have you tried...

I don't believe that should be an issue. I filed a chapter 13 after I set up a special payment arrangement with Chase - no interest, super low payments because of
hardship issues. Didn't matter ...just another debt that was included in the plan. Good luck.

I totally agree with carmella13..the best thing for you to do is contact your attorney. If you are in a less than 100 percent payback plan the trustee may ask for some/all of your winnings. You might also get told that gambling may not be the best use of your money if you're not paying 100 percent...

That's a great quote Trevor; thank for sharing it. Live in the moment, not the past and look forward to the future.

I'm sorry your husband's car is no longer able to be used but I'm glad you have flexibility to make your schedules work to carpool. Didn't the car understand it had a 5 year mission to help you through ? Happy Friday.

I have the same question...there had to be a reason for why the amount was increased. If the letter didn't say, I'ld be calling my attorney for an explanation. Sorry you're running into these issues....

justbroke - thanks for this update..i'm so happy to hear that you are a survivor! I sent you a PM....

You're welcome.now enjoy your weekend

kmccoleman - I just reread your post. As a rule, you don't go to the confirmation..only your lawyer does. Since you had a substitute lawyer that day, I would just doublecheck that with your attorney.

I really like your post Congrats for the important step being completed today!

carmella13 is right..just relax..it's just a formality...it sounds like everything was presented correctly. They are just doing a random audit..nothing to upset yourself about....

Hi kmccoleman - told you it would be ok. Now go have that long nap, that you deserve. Just an FYI...our plan confirmed even though all the claims weren't it. Confirmation accepts the plan that your attorney has proposed for you. There may be tweeks to it, but it won't wait for all the claims to come...

Hi again..we will be waiting for your update tomorrow. Just be to the court on time, have your id and SS card and just answer any questions honestly. In a 13 there aren't many questions asked. Good luck and look forward to crashing out of exhaustion when it's done

I hear you...and I know how you feel..i really have been there. I know government entities have longer to file, but I didn't think it was five months, but maybe it was. Anyhow you'll be in and out before you know it.

Only 2 days to go...I know you can't..but you need to chill just a little...you're going to give yourself a major panic attack or worse.
When you did your petition, your husband's income was included...I believe the TSP account is showing as a potential asset (the accounti in your husband's name,...

Hi..a lot can happen in 4 days...a lot of claims do come in at the last minute. If you are paying less than 100% there will be an adjustment to your plan...what that will be is up to your trustee. You could always call your attorney and check.

I think a lot of us have been where you are...worrying right down to the wire about every detail. I'ld tell you to relax, but you won't , so will be waiting till after your 341 to hear you say (like all of us have).what the heck was I so worried about

way to go..congratulations!

That is wonderful..congratulations and welcome to your new debt free life!!!!