Congratulations on being right at the end of your plan..it’s such a wonderful feeling when you make that last payment. You will suddenly feel you just got a big pay increase...and don’t have to give it away. Being out from the majority of your debt is going to feel great! Good luck as you make those...

Barbisi Hi-I was thinking about you..it’s nice to hear from you. I’m starting a countdown calendar for you! I’m wishing you a good start to the New Year!!! in fact, Happy New Year to everyone 🤗

Welcome Guy..you’ll find there’s helpful people willing to answer questions/share questions.

Congratulations and Merry Christmas..all the best going forward!!!

Hi and welcome. People here are happy to share experiences and answer questions.

Aidencent55 - Welcome to the forum. I’m sure you will get a few responses. If you are planning to file, stop now. Since you have paid your loans, it’s not going to look like you’re trying to commit any type of fraud. In fact, I took out a payday loan and filed before the repayment was taken from...

Hi..congratulations if that is what’s happening with you. If there’s another answer, I’m sure someone will respond..but I’m thinking that being right at the end of your plan, that won’t have an effect on your plan.