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wd2005
Registered User
Last Activity: 03-15-2019, 10:02 PM
Joined: 09-22-2012
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  • wd2005
    replied to Just joined the club! Discharged!
    Thank you. So glad to be done with the $1387 payment. I've been pre-approved for a mortgage and made a deal with the seller to rent until the discharge went through.....which means that hopefully, it will be a short rental. It sucked being in a financial prison for 5 years but it really was the best...
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  • wd2005
    replied to Just joined the club! Discharged!
    Umm. I may or may not have begun my rebuild a little early. Lets just say my Fico 8's are in the high 600's and I have only "prime" cards. Navy Fed, in particular, has been very good to me.
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  • wd2005
    started a topic Just joined the club! Discharged!

    Just joined the club! Discharged!

    Woke up to an email from my lawyer........and I never hear from my lawyer. Attached was my order discharging debtor. Finally!...
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  • wd2005
    replied to Finished?
    It seems like every district and every Trustee does things differently.

    Here are the last few uploads: ...
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  • wd2005
    replied to Finished?
    Looks like I'm one step closer. Did my daily PACER check and saw the Trustee uploaded her final report this morning. I assume that means there were no objections to the report and account that was filed on 2/8. The house situation is moving in the right direction too. Made a deal to rent the house until...
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  • wd2005
    replied to Discharged!
    Congrats! Hoping to join you any day now. The Trustee filed her final report this morning. I'm assuming there were no objections to the report and account she filed on 2/8
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  • wd2005
    replied to Still Waiting
    I'm still waiting lol. The Trustee uploaded her final report this morning. Last payment cleared on 12/4 so its been 3 months. Hopefully coming soon!...
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  • Its good to start rebuilding as early as possible. The oldest account, average age, and age of most recent credit play into your score so the sooner the better. You could do a secured card for $500 in both your names and credit builder loan, in both your names, for another $500. That way you get some...
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