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IvoryAngel
IvoryAngel
Senior Member
Last Activity: 07-18-2021, 01:08 PM
Joined: 01-04-2007
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  • IvoryAngel
    started a topic Question Regional Acceptance - Write Off

    Regional Acceptance - Write Off

    Hello,
    Regional Acceptance or BBT Loan is showing Profit and loss write-off do they still issue a repossession order or is the account going to be sold? I'm confused I've never seen an auto loan that's not been repossessed state its been written off on the account. ~ Thanks...
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  • IvoryAngel
    replied to Oh, My and What the Heck Advice.
    Ah, Thanks for clarifying that information!...
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  • IvoryAngel
    replied to Oh, My and What the Heck Advice.
    We do not want to keep the vehicle we have there's no reason we owe way more than it's worth and there's no route to correct it to our favor, we were highly suggested to release it.

    The RV aid some months off far enough that credit will hold its own with down payment on its own. Again...
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  • IvoryAngel
    started a topic Oh, My and What the Heck Advice.

    Oh, My and What the Heck Advice.

    We filed Chapter 7 it's straight to the point case and I've been waiting for this moment for years, I guess it was all about timing really. Our meeting is February 2nd, not expecting any hiccups fingers crossed.

    No Mortgage, the biggest debt we had was our upside down vehicle it's listed...
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  • IvoryAngel
    replied to Creditors Contact Script
    Thanks! ;)...
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  • IvoryAngel
    started a topic Creditors Contact Script

    Creditors Contact Script

    Does anyone have a script or template or suggestion for making contact with our current creditors? We are organizing our debts and reaching out to them as we are required to provide a current statement with the paperwork we turn in and I don't want to say too much and I don't want to say too little....
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  • IvoryAngel
    started a topic Prepaid Card Recommendations

    Prepaid Card Recommendations

    Any prepaid card recommendations with no monthly fees? We have a couple of subscription services that is going forward I'd like to load years worth of fee's to a prepaid card set it and forget it pretty much. I did a quick internet search, and most seem to have monthly maintenance fee's if you are...
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  • IvoryAngel
    replied to Vehicle Surrender
    Thanks! We spoke with the attorney and still working out the details I think we may have to make one more payment before we file bummer!!...
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  • IvoryAngel
    started a topic Vehicle Surrender

    Vehicle Surrender

    Consulting with an attorney to file next week as I do not see any other way out of a horrid car note, my question is it is our only vehicle. I'm not sure at what point during bankruptcy you have to surrender your vehicle and is it a negative to rent a car so you have a vehicle until you can buy another...
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  • Personal Loan - "unauthorized hard credit check"

    I was checking our credit report and I noticed that in January our personal loan company had done a hard credit check with whom we've not wanted to extend or renew or do anything to "reset" the loan as when things got rough they refused any sorts of work arounds until we could get caught up...
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  • IvoryAngel
    started a topic Refinancing

    Refinancing

    GE Financial Loan

    I used my auto loan service to try and refinance my loan. I had a few offers none so far that is lower than my own interest rate.


    I as curious if someone approves you do you get the check directly or do they mail it to your original loan co...
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  • IvoryAngel
    replied to Lawsuit Feedback
    The attorney doing the lawsuit for the incident also does bankruptcy and when I advised him that I was thinking about filing he stated that I couldn't have both either one or the other. Maybe he could get in trouble for previous knowle

    I have spoken to one other attorney but he wanted...
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  • IvoryAngel
    replied to Lawsuit Feedback
    Plaintiff. My same attorney does bankruptcy and he seems to think that it will hinder me filing but I was reading some information that states if its for personal injury they are not supposed to take it. By the way it will probably only be at max 2000 so its not like an insane amounts of monies even....
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  • IvoryAngel
    started a topic Lawsuit Feedback

    Lawsuit Feedback

    If you are pending a lawsuit for a vehicular injury/accident how does this affect your ability to file?
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  • IvoryAngel
    replied to Before or After
    Yes, the lawsuit is pretty much over we will get the check in the next two weeks or so this is where the money is coming to finally file. We will buy furniture, pay our life insurance for the rest of year and we hope to have at least 5000 left but if I could put it somewhere or savings I would prefer...
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  • http://www2.ed.gov/students/prep/col...oma-mills.html


    http://distancelearn.about.com/od/ac...plomamills.htm


    There was also another check list that I cannot find but yes something along those lines.
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  • I racked up 55000 in loans with AIU whom I thought until recently was on the up and up. I was reading some of the key elements of degree mill schools and they have a lot of the characteristics. That's CRAPPY after devoting so much time money and efforts into getting a degree or doing something productive...
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  • IvoryAngel
    started a topic Before or After

    Before or After

    I was skimming post on the forum and it got me to thinking .. We are finalizing a lawsuit for a car wreck in the next couple of weeks. Since I've been contemplating filing I asked my current attorney details and his thoughts because he's a up and up guy. I asked him what we could do with the money...
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  • IvoryAngel
    replied to Credit Report Sites
    I just set up identity guard last month and it was to obtain a record of all my debit so I could use that in connection with the letters etc to turn in to file. Previously some years ago with transunion it was a minimal fee and it allowed me to stay on top of corrections etc. I know from the forum...
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  • IvoryAngel
    started a topic Credit Report Sites

    Credit Report Sites

    I used to use Transunions three in one service it was like 20 a month for all three credit reports updated on a regular basis and my credit scores. It appears they no longer offer this service =(

    I did find another one Identity Guard but they do not update on a regular basis you have...
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