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switch625
Registered User
Last Activity: 05-24-2019, 11:23 AM
Joined: 08-19-2013
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  • KMC. I believe that objections by the Trustee and motions to dismiss the 13 are the norm and not the exception for 13s post 341. The objections I had to my 13 were resolved and got confirmed 3.5 months later. Longer wait than I wanted, but it got confirmed. It seems like the trustee objections to your...
    "The current state of bankruptcy law concerning chapter 13 educational expense deductions from a debtor's disposable income is cloudy at best."
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  • I look forward to the rant. Best wishes to you on ending your version of a long national nightmare. Thanks as always to sharking what you know about BK and serving as a great guide to the very dark and under-discussed, under-chronicled corner of American life that is BK....
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  • switch625
    replied to Crazy emotions!
    What do you feel guilty about? Don't feel guilty. The financial companies will continue to profit and make money off charging high interest and use your BK as a tax write off. On social media, most people show off their best selves. Behind those social media posts of pictures of people on the beach...
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  • switch625
    replied to Chapter 13 341 all done!!
    Glad you made it through! About the taxes, IRS should amend their POC if you own more (or less) and in my case I think they amended it upwards. I'll guess that the IRS would seek a motion to dismiss if the tax arrearage is more than your plan base.The IRS is your most diligent and involved creditor,...
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  • I'm glad to heat it went well and it was short and sweet. Mine was in a private room but with a waiting area, so no spectators! As to the person who preceded you, BK is one business that does not like repeat customers (at least the judges and trustees don't).

    Now I will warn you about the...
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  • Just assume that your are going to have your US and MD taxes paid by your 13 payments regardless of the taxing authority. IRS didn't wait to file the POC on my back taxes, which was a few grand. Pennsylvania followed a week or two later on the state taxes (I only owed PA $100). In PA we have local income...
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  • switch625
    replied to Payment 60!!
    Congrats! Not too long before you are discharged and out of BK. Enjoy your fresh start!
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