My Chapter 13 was discharged last month (10/23) and immediately got 3 unsecured credit cards with credit limits of 2500, 2000 and 400. I will charge them up each month and pay them off completely before billing period ends but alternatively carryover 10% of one of them as suggested here.
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When to Ask for Increase in Credit Line?
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Accounts in Good Standing Before Bankruptcy No Longer Reported
I had plenty of financed accounts paid off previous to my filing for bankruptcy. Since I had several bankruptcy filings and it has taken a total of 13 years to finally get a discharge and all of those older paid off accounts are no longer on my credit bureaus.
Is it normal for good accounts to...
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Thanks I will wait...no need for me to suffer the slings and arrows needlessly...
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My Chapter 13 was recently discharged on 10/2023 and originally filed on 3/2017 and per this I disputed the Chapter 13 on the public account section of the Trans Union nothing specific on the grounds that I can recall earlier this month (11/2023) and just found out that they removed it completely....
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I applied for a Capital One right after the discharge off of the Experian credit site and was denied with cause being a non discharged bankruptcy and then read this and waited a few days to reapply and was approved. I immediately applied for a Ally credit card since I have been mailed the pre approval...
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