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Johnworker1
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Last Activity: 09-29-2024, 06:21 PM
Joined: 08-18-2016
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  • Johnworker1
    started a topic Post Discharge Collections/Bills

    Post Discharge Collections/Bills

    I naively thought post discharge I wouldn't hear from any creditors from my bankruptcy period. A few months afterwards I received a private student loan collections. I wasn't sure what it was for and asked for clarification and they sent my original application (from 2006) and my payment schedule. My...
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  • First Congrats!
    I also want to emphasize what Justbroke said above and follow Shipo's guide. They both have helped me post discharge get back on track to credit normalcy.
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  • Johnworker1
    replied to 4 Credit Cards???
    Chase showed me that I was preapproved for credit cards and vehicle loans on my Chase app after I got my initial 3 credit cards and paid using the AZEO method for a few months. I passed on them but I eventually accepted their 9k credit limit credit card (my highest limit so far) and charged it up and...
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  • I created a free account with Experian and not only can I check my credit bureau there free without limits they also have a tool that shows you which credit cards you may qualify for and your odds that is in the credit card folder (top of page). I also created an account with CreditKarma that has a...
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