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teekay
Registered User
Last Activity: 10-31-2018, 11:15 PM
Joined: 05-13-2017
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  • teekay
    replied to Foreclosure cleaning?
    I know this is an older thread, but just to post my recent experience... I left my foreclosed house broom-clean and left behind a few heavy old items that I had no interest in keeping nor moving. While it wasn't sparkling-clean, there was no trash or damage or any big messes. All I did when the real...
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  • I opened one account after discharge (a CapitalOne secured Master Card). I also have a Kohl's card that survived bankruptcy as it had a zero balance and Kohl's (or the bank they deal with) has chosen to leave it open, which helps a LOT when it comes to age of accounts as I opened that one almost 20...
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  • My scores run high on CreditKarma as well. When I check my FICO score through Synchrony, however, it is a good 60+ points lower. That score as of this month was 638. I was around 600 when I got my discharge 15 months ago. It went as high as 650 last month and then had that small drop (not exactly sure...
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