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JellyBeany
Junior Member
Last Activity: 10-07-2021, 08:14 AM
Joined: 09-28-2019
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  • JellyBeany
    replied to Will file Ch7 in Jan 2022
    Thank you so much for your thoughtful response. I appreciate it. I admit I was a little surprised by your response as by Jan 1 we will be *substantially* below median, if he is still unemployed.

    I need to look more into what might catch the attention of the UST, and how to deal with such...
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  • JellyBeany
    started a topic Will file Ch7 in Jan 2022

    Will file Ch7 in Jan 2022

    Due to my husband's unemployment, we dismissed our Ch13 as we could no longer afford the payments.

    Our attorney is going through our bank statements and listing a bunch of stuff she says the Trustee will really focus in on. For example, every month I place an order for nutritional supplements...
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  • Here is my update.

    Monday we filed a motion to dismiss the 13

    Wednesday evening I got an email from NDC letting me know my 13 was dismissed.

    Today (Thurs) we had a Zoom meeting with our attorney to gather all info so she can prepare the petition.

    ...
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  • JellyBeany
    started a topic Dismissing Ch13, going into Ch7

    Dismissing Ch13, going into Ch7

    Filed Ch13 December 2019, 100% repayment

    After making 19 on-time payments to Trustee, my husband lost his job.

    We contacted our attorney who worked with the Trustee to get us 2 months' reprieve on payments.

    In the meantime our income for the previous 6 months has...
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  • It does seem outrageous that the federal government can essentially strip away a person's ability to earn a living with COVID lockdowns and restrictions, and then not allow that person to file Ch 7.

    Another change in BK rules I would like to see: ability to discharge student loans in B...
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