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flashoflight
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Last Activity: 04-07-2020, 12:50 PM
Joined: 10-25-2019
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  • flashoflight
    replied to Filed Chapter 7-Help
    If you were filing in my district as above median in either chapter, anything above a minimalistic nominal amount will require receipts. A good lawyer would have asked you for receipts on every controversial expense amount before filing since the trustee will eventually ask for them anyway. Even then,...
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  • Just some random comments.

    1) The gambling needs to dealt with first prior to filing. If you have the gambling itch, wait. Self-exclusion from all of the online casinos plus any brick and mortar casino within driving distance. You may need a Gambler's Anonymous program before filing. It...
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    Last edited by flashoflight; 03-31-2020, 08:22 AM.

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  • I found the online bankruptcy calculators to be a waste of time and wildly inaccurate vs. looking at each individual allowable expense and figuring out how to increase them in a legit way with receipts in the months prior to filing. When you file, you'll have to be prepared to submit receipts for every...
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  • flashoflight
    replied to Stimulus check Chapter 13?
    As long as your trustee as a rule lets you keep some amount of a tax refund above zero for a <100% plan, I think it's very unlikely they will try to go after it. I would not consider the stimulus check to be low hanging fruit because of the bankruptcy language inserted into the act.
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  • I'm confused by this thread.

    If the original DMI is 100% payback with no non-exempt property, reducing the DMI means it is no longer 100% payback. <100% payback is going to draw a lot more scrutiny from the trustee even without the married filing solely scenario. <100% is nitpicky...
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