Yes claiming dependents on my taxes and putting them on the form screwed me up.

I feel MUCH better knowing that I can elect to go longer. They should update the form to say that because some of us are so literal when it comes to this, thank you!...

This what is confusing:

The actual form and code states:

21. How do the lines compare? Line 20b is less than line 20c. Unless otherwise ordered by the court, on the top of page 1 of this form, check box 3, The commitment period is 3 years.

and...

...

My claims bar date is 2/11 and the hearing is on 2/10. Shouldn't be continued?

Also, because I claimed my son and my mother in 2020 on my taxes, they were listed as dependents and therefore the box on Form 122C-1 is set to 36 months based on median income for a family of 4 but my plan payment...

Congrats! Well done!!!!

And sometimes after reading posts like this, I'm glad that I'm in a 100% plan. Now if less than the 21 creditors file claims, that would be sweet but I bet that all of them file. Claims deadline is 2/11 and only 5 have filed so far....

Oh no, they are most definitely not! And I had to call because as much time as I spent on the Georgia bankruptcy courts site , I could not believe I had missed that option.

Anyway, not only that, while on a conference call with my attorneys, I was told that Georgia HATES debtors! They laughed...

I called the court to find out when it started and it just started this week in Georgia. I shit you not....

Well Georgia just got it ROFLMAO! It figures....

This is new and should be available to everyone now. It is allows individual debtors the opportunity to request delivery of court notices and orders via email, instead of U.S. mail, through a program called “Debtor Electronic Bankruptcy Noticing” or “DeBN.”

And it is about freakin...

I was reading some old threads and read yours. Weight loss solves health issues for everyone and what better time to practice time restricted eating (TRE) than when you're on a food budget? I'm in excellent health for my age at 54, take no meds but I do know that at my age things can start going wrong...

I think I'd try to lower payment and start building a savings for emergencies and what not. I personally don't see much of a problem with staying in Chapter 13 longer if I am able to save. Not interested in new cars, credit cards, just becoming minimalist and building equity and investments....

Good to know! And that link I posted was not a good example. Need to find a better one for others. Thanks for sharing you story!

Have I told you lately how awesome you are justbroke ???

I'm actually not really worried, not sure why but I think that I have been through so much emotionally and psychologically with family, illness, lawsuits and other stuff that I am just tired of being tired and stressed....

I was going to update my case but the Trustee filed a MTD and one of them was bad faith due to not paying 100% of my DMI. Looks like this same Trustee lost on a previous motion with another debtor over the same thing.

Other issues the Trustee mentioned:

IRS says I didn't file...

Be prepared for the worst and hope for the best, that is all you can do.

I paid twice as much as you did because my case is complicated.

Anyway, I answered my own question by going to the Trustee's website and looking at debtor's handbook that hasn't been updated since 2015. Yes I have send her a copy of the return every year and I guess it makes sense so they...

How can your attorney charge you more for these things and you not have to pay extra? Maybe I am being dense, wouldn't be the first time and it certainly won't be the last!...

Good to know! Looks like we owe now that my husband got a new job and is 1099. He is now paying quarterly taxes so maybe next year will be different....

I do not want to pay any more money than I have to. Thanks for your feedback!...

My attorney told me that I was going to be able to keep my refunds since I am already in a 100% plan which I question since I owe the IRS and they are being paid through the plan. I've never known them to give you money back when you owe them but this is my first bk rodeo.

Also you ask...

So you paid more to refi than the servicer was charging in fees?

I am not sure why more people do not use the qualified written request and request for information under RESPA to figure out the fees and dispute them. They can not charge you a penny to research any of this if they do, they...