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Pattonator
Junior Member
Last Activity: 01-15-2021, 04:57 AM
Joined: 03-11-2020
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  • flashoflight thanks for your input. Again I would like to settle with Zwicker. While I do have other debts none of them are being aggressively pursued. My wife and I each have other lawsuits that were filed months ago. In both of those cases I submitted requests for discovery and in both cases they...
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  • Thanks everyone for their advice. I have other reasons to avoid bankruptcy. I don't come close to qualifying for a Chapter 7 and with a Chapter 13 I will certainly have a repayment plan. My available income is due to go up substantially this year when my child support stops as my children turn 18....
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  • Shipo,

    Why do I want to declare bankruptcy if I can get creditors to reduce what I owe to a manageable payment? If I can settle and make it go away it is on my record for a lot less time. I have enough income that I'll still pay some on Ch 13.

    I would rather owe the IRS...
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  • JustBroke- Thanks.

    My ultimate goal is settlement or dismissal. I have seen several successful strategies to defeat affadvits from Discover such as that they don't have first hand knowledge of the account but the key is to demand that they appear in person in court to be cross-examined....
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  • Pattonator
    started a topic Zwicker & Associates- Discover Card lawsuit

    Zwicker & Associates- Discover Card lawsuit

    I received a notice for a small claims court pre-trial hearing next month in Florida. The attorney of record is Zwicker and Associates who claims that they represent Discover Card. I have read that Zwicker is both a junk debt buyer and an attorney. They claim to be suing on behalf of Discover but...
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