Thank you for the tips! I will be sure to let at least one card report monthly. Yes, these are all MC, Visa and AMEX - no store cards.
I will also try very hard to not exceed 8.9% utilization.
Yes, I am above 620, but barely. Experian shows me at 637 and I know they...
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What am I doing wrong?
CH7 discharge was last summer and FICO is still in the toilet. I thought I was doing everything I was supposed to do.
I have one secured CC, and three small limit unsecured cards (I know FICO hates "thin files").
I have one installment account for a small personal...
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