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saint782
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Last Activity: 11-02-2021, 03:56 AM
Joined: 12-06-2020
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  • saint782
    replied to Tax Refund after Bankruptcy
    That wasn’t an option the money was direct deposited in my bank account and then I figured all this out. All is well though I received letter from IRS and sent to trustee it was related to unemployment income and it’s exempt....
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  • saint782
    replied to Large Tax Refund After Case Closed
    My attorney actually advised not saying anything and I completely disagreed. I reached out to the trustee on my own and I’m glad I did because yes I found out because the tax refund is an overpayment on taxes from unemployment the trustee has no intention of going after it. I have an email as evidence...
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  • saint782
    replied to Tax Refund after Bankruptcy
    Thank you. Yes my understanding is Trustees have been told not to try and go after unemployment or stimulus funds in general but as I have discovered with this process you ask 10 people a question you will get 10 different answers. I get why their is a push to make the process simpler and easier. I...
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  • saint782
    replied to Tax Refund after Bankruptcy
    Yes I think that was the most valuable thing we received in terms of working with our attorney: knowledge of the trustees and who to avoid. Spoke with other attorney who personality wise seemed a better fit but in the end who’s to say we would have gotten the results. Our case wasn’t really difficult...
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  • saint782
    replied to Tax Refund after Bankruptcy
    Update: Trustee emailed me today and said that if the refund has to do with unemployment income they will not pursue it. Asked that I send the letter from IRS when I get it that explains the refund. I believe I should receive that in a few weeks....
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  • saint782
    replied to Tax Refund after Bankruptcy
    Thank you for the reply I appreciate it. So long as I’ve done what I can do I guess it’s just a wait and see....
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  • saint782
    started a topic Tax Refund after Bankruptcy

    Tax Refund after Bankruptcy

    I could really use some advice if anyone has any knowledge to impart. I had posted this issue in another section but maybe nobody saw it.

    So I received my discharge and my case closed on 8/4. I thought I was over and done with this and ready to move on and then this weekend I see this...
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  • saint782
    replied to Large Tax Refund After Case Closed
    So I reached out to my attorney today. Not a pleasant conversation basically he left it up to me. I can contact the trustee on my own and tell them about this refund in which case they will most likely take it and turn my case into an asset case and it will drag on for a year or not say anything and...
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  • saint782
    commented on 's reply to Large Tax Refund After Case Closed
    Thanks I reached out to my attorney. I’m thinking because the income that this refund is derived from was unemployment that perhaps it’s exempt but we will find out. This came completely out of left field so want to make sure it’s handled properly
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  • saint782
    started a topic Large Tax Refund After Case Closed

    Large Tax Refund After Case Closed

    Hello,

    Thought my case was over and done got my discharge and saw my case closed on August 4th. Today I see a large amount about 4K pending an irs tax refund for 2020. Apparently we overpaid on our taxes because our unemployment wasn’t taxed properly? If this is the case what do I do?...
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  • saint782
    replied to Discharge
    Oh I see it now yep it’s there! Thank you for all your help!...
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  • saint782
    replied to Discharge
    Thank you! I couldn’t find that but I did find the order of discharge document on Pacer that says are case is discharged so I’m assuming we’re all good?...
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  • saint782
    started a topic Discharge

    Discharge

    So I think my case has been discharged. I see in the docket notes an entry for today that says: Discharge- Auto Docket.

    I assume that means the case has been discharged?...
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  • saint782
    replied to Mortgage Reaffirmation Questions
    Good points. In the end better off....
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  • saint782
    replied to Mortgage Reaffirmation Questions
    So the saga of all this continues. I’ve now sent the signed document to Chase six times and each time they have some minor issue with the paperwork. They told my attorney a motion to extend our case would need to be filed..He said he’s never done that and I had enough finally and said no to the...
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  • saint782
    replied to Mortgage Reaffirmation Questions
    Thank you that really clarified things I appreciate the information!
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  • saint782
    started a topic Mortgage Reaffirmation Questions

    Mortgage Reaffirmation Questions

    Getting closer to the end here...341 was on 5/14 and no news is usually good news so hoping to get my discharge soon.

    Had some questions though about Mortgage Reaffirmation and curious is anyone might be able to lend some advice.

    We decided to reaffirm our Mortgage which is...
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  • saint782
    saint782 posted a Visitor Message for saint782
    Getting closer to the end here...341 was on 5/14 and no news is usually good news so hoping to get my discharge soon.

    Had some questions though about Mortgage Reaffirmation and curious is anyone might be able to lend some advice.

    We decided to reaffirm our Mortgage which is...
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  • saint782
    replied to Showing up in Google
    No your right guess I was surprised this site existed and was searchable it’s essentially a free PACER. But your both right not something to worry about....
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  • saint782
    started a topic Showing up in Google

    Showing up in Google

    Hello I noticed my entire docket is showing up when I google my full name on a site called bkdata.com

    on one hand it’s nice to have the info without checking pacer but at the same kind of annoying that’s it’s out there

    anyone else have to deal with this?...
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