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mclawdawg
Junior Member
Last Activity: Yesterday, 05:19 PM
Joined: 04-27-2021
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  • Thanks everyone for the kindness. So happy I found this community. I've hit rock bottom, goes to show even being a good person you still can.

    As of right now I need to move & find an apartment... I literally just started my Chapter 13. Luckily for me I have some money saved up in the...
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  • mclawdawg
    started a topic Chapter 7 & then Chapter 13

    Chapter 7 & then Chapter 13

    Is my life over if I filed Bankruptcy twice? 4 years ago I filed a 7 and now a 13. I'm at a loss of words. Is there any coming back from this??...
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  • I came back here because I knew you two would hear me out, and guide me. I believe in the lord and I am a man that loves jesus & god, but I often doubt my faiths because of what's happened. I know I shouldn't, and I know they are there to guide me. That is some really great advice, I'll do that....
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  • I have a vehicle payment that's in her name that's on time... but who knows if she'll take that away from me. I doubt anyone is going to approve me for an apartment.

    I have a really good job, of $27 an hour. I'm an IT Specialist, and that's really the only good thing I have going for...
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  • That's a good thing to do. I'm a good person who's really fallen on hard times. I just filed Chapter 13, & a little too much information on this next part but my girlfriend is leaving me. She claims she can't be with anyone who has two bankruptcies... I don't blame her (even though I helped her...
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    Last edited by mclawdawg; 05-05-2021, 03:56 PM.

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  • justbroke That's exactly what happened to me, and why I'm in this situation. A heart of gold can often be easily manipulated, but the sin of what they do with that money is on them not you. You have no idea how much positivity and impact you've already made on my life, and we are complete strangers...
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  • justbroke & bornfree2. Thank you so much for the information and the words of encouragement. I'm seriously in tears. This has been really rough patch for me, because I've done my best to take care of my family, and the fact that I messed up financially and had to file is making it very tough...
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  • mclawdawg
    started a topic Chapter 13 Questions to ease my mind

    Chapter 13 Questions to ease my mind

    Hi all,

    I recently hired a lawyer to file Chapter 13. They created a plan around $464.00 a month, but I've yet to have my 341 meeting with the trustee & I've made my first payment, but I've been told that it may be subject to change.

    Currently in my bank account I have...
    See more | Go to post

  • Chapter 13 Questions to ease my mind

    Hi all,

    I recently hired a lawyer to file Chapter 13. They created a plan around $464.00 a month, but I've yet to have my 341 meeting with the trustee & I've made my first payment, but I've been told that it may be subject to change.

    Currently in my bank account I have...
    See more | Go to post
    Last edited by mclawdawg; 04-27-2021, 08:32 PM.
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