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CinemaMike
Junior Member
Last Activity: 10-13-2021, 08:22 PM
Joined: 10-11-2021
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  • CinemaMike
    replied to COVID Forbearance Exit Issues
    Yes, the bankruptcy was indeed 3 years ago. I am very confused by the bank's behavior and so was my attorney's office. He essentially said the same thing as you, that the bank may just be uncertain of how to proceed and that at the end of the day they should work with me, because it is in their interest...
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  • CinemaMike
    replied to COVID Forbearance Exit Issues
    Okay. I went ahead and contacted my attorney and they offered to fax over paperwork to the lender giving them permission to talk with me. They said they don't understand why the lender is handling it in this fashion as it is in the lender's best interest to get me paying again. I am just very nervous...
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  • CinemaMike
    replied to COVID Forbearance Exit Issues
    Thank you for the response. I know it is difficult to answer but how worried should I be? I am not wanting to lose my home as there is no place for me to go and I have a home improvement loan that was reaffirmed and is tied to the mortgage. A foreclosure would accelerate that loan. There is simply no...
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  • CinemaMike
    started a topic COVID Forbearance Exit Issues

    COVID Forbearance Exit Issues

    Hello all. Hoping somebody can help me understand what is going on here. I had a Chapter 7 bankruptcy that was discharged in January of 2018. I did not reaffirm the mortgage on my house at the advice of council. Since the discharge I have always paid on time and then COVID hit. My employer could...
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