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bkonfusion
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Last Activity: Yesterday, 08:59 PM
Joined: 09-12-2018
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  • Des -
    What sort of things would cause the court to determine that the transaction is not in "good faith"?

    Also. How do you make your quoted text print like that?...
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  • Thank you Des for that information.

    Another question I have not found the answer to through internet search is; Can the debtor remain in the home while the trustee is attempting to sell the property?...
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  • If the chapter 7 trustee offers for sale estate property to the public, who is NOT permitted to purchase it?...
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  • Individual Estate Property Record and Report - How important is this document?
    Under Petition/Unscheduled Values is listed my residence at the value from the professional appraisal. Under Est. Net Value (Value Determined by Trustee, Less Liens, Exemptions, and Other Costs) it is listed at the...
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  • Thank you bcohen for your comment and interest in my case.

    I agree that my paying of the mortgage and the HOA protected the property from accumulating debt but I am not sure what effect it would have had on the trustee and the estates responsibilities. I do know the HOA is threatening lien...
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  • I am guessing that there was probably some static reason to delay the discharge but I believe there should not be anymore. I hope to find out Monday....
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  • Thank you so much. That is what I'll do, call my attorney and check. I was just so concerned because I read that it must be filed within 60 days but did not see what would be the consequences of filing later. So filing after the 60 days will likely be acceptable even if there is no strategic reason...
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  • "4) you did not take the second credit counseling class and/or have not filed the certificate of completion for that second class."

    A week after the 341 meeting I asked my attorney's secretary if I should take the second debtor's education course. She told me not to take it yet...
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  • It was actually 5 months of rent (sorry for the mistake) but equals $6,000. The problem is my average income without the rental home is less than $600 per mth. Maybe we could work something out where I pay a lump sum borrowed from my family members (It makes me sick to have to do that) and then some...
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  • Thank you for the replies from both Bob and especially Des for the revised and simpler rewrite of my post and the detailed addressing of some of the issues.
    1. Would the trustee not have had to pay the mortgage and the HOA fees etc if I had not done so? If so then why would I have to pay it back to the
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  • bkonfusion
    started a topic Trustee wants the rent I paid to mortgage

    Trustee wants the rent I paid to mortgage

    When I filed Ch 7 I asked my attorney’s secretary (who files the BK schedules) if I should stop paying my creditors and she told me no, that I should continue paying everything the same. I asked specifically about the mortgage and HOA dues on my rental and she said if I want to keep it I should continue...
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