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notreallyme
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Last Activity: 05-05-2023, 12:12 PM
Joined: 05-22-2022
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  • Probably a different answer if your mortgage is inside the plan. Then, the trustee is tacking on 8-10% on top of your mortgage payment, so a lot less interest if you can get out of the plan early. So, probably depends on if your mortgage is in the plan and if so, what percent of your monthly payments...
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  • notreallyme
    replied to Our chapter 13 journey has started
    11 months in and things are going as planned. Mortgage arrears and gap is all caught up. Last few payment have been 100% on cars. Looks like trustee will totally pay off cars before going to unsecured (cars and small tax item only secured or priority claims). Cars should be totally paid off according...
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  • About 25% of my unsecured creditors didn't submit a claim. This was about 20% of my total debt. My plan payments were not changed from what was in my petition and confirmed in my confirmation hearing. So, online at NDC still has same base payment amount. I am expecting to end about a year early...
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