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Yeah, if I was in less than a 100% plan, I wouldn't make an extra payment - the trustee would just raise the payment to the unsecured. Plus in a less than a 100% plan, they trustee fee is actually coming from the available funds to pay creditors. In a 100% plan, the trustee fee is on top of the payment...
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It has been a long time since I posted, things are going smoothly. However, a couple of interesting things with our mortgage payment - want to see how our trustee responds. Like I posted earlier, last winter/spring our mortgage was sold to another bank (second sell in two years after the first one...
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