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masmith57
Junior Member
Last Activity: 11-25-2022, 09:58 PM
Joined: 05-31-2022
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  • masmith57
    started a topic Question about Discharge

    Question about Discharge

    Hi all so I have my Chapter 13 discharge dated 10/19 case shows closed 10/7 and Trustee Final Report is 11/3. I've received the final cure notice from mortgage company. Is my case done/closed/finished? The only missing date is a Bar Date but Trustee set a 12/05 deadline is that when everything will...
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  • masmith57
    replied to Got the PenFed card
    I finally pulled myfico's too early nothing is reporting properly yet; I noticed the Trustee filed her final report on 11/03 with a deadline of 12/05; not sure what that means should I just wait to apply/calling PedFed today not sure why I can't open an account with them? I burned Navy but currently...
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  • masmith57
    replied to Got the PenFed card
    Wow thats great Congrats!!! I don't have PenFed but maybe I'll try them in a few months waiting on my credit reports to all catch up!!! Need to check my FICOs I guess been using Wallethub & CK for now!
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  • masmith57
    started a topic Officially Discharged

    Officially Discharged

    So my Chapter 13 Discharged on 10/19; made my first mortgage payment and vehicle PIF. Next will try to rebuild but staying away from credit cards. Just looking for one major card for emergencies any suggestions? Navy Fed was in my 13 I don't think they allow any credit items but let me know who to...
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