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JP33
Registered User
Last Activity: 04-18-2019, 12:31 PM
Joined: 10-27-2018
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  • JP33
    replied to Payment types in ohio
    Made one payment via personal check and then now wage is being garnished .. I like it this way I don’t even see it now....
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  • I myself would file. I to have about 60k I’m paying back in a 100 percent plan. Having the attorney, it’s just a safer bet. You don’t have different creditors putting a lock and chain on your bank account. The protection of the bankruptcy is sort of a sigh of relief in my eyes. We filed and I’m...
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  • JP33
    replied to Just filed!
    I’m glad I hired a good lawyer she’s already really quick to call me and answer any questions.. because some of the property is also in my wife’s name she got the paperwork as well even though she isn’t included in the bankruptcy. The trustee paying the payment on my wife’s car was a typo...
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  • JP33
    replied to Just filed!
    Thank you for the response, it just seems as those that held their job and did well to make sure they made good money and pay their taxes are always the ones punished the most. I’m stuck in a 5 year plan when I could just take a lesser paying job and leech off the system more and booom! This is all...
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  • JP33
    replied to Just filed!
    Got my letters in the mail yesterday confirming my court date or 341. Weird they sent my wife the same papers they sent me even though she isn’t filing. My initial payments were around 860/mo now in letter they are saying $940/mo.. wonder why they went up? Also listed my truck as debtor pay which...
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  • JP33
    replied to Chapter 13 Discharged!
    Good to know I wasn’t aware you could make extra payments? I figured the trustee would take that as you have more money and go after you for more....
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  • JP33
    replied to Just filed!
    I was mistaken about the phone bill.. they initially sent me an email saying they were terminating my payments plans on my phones and Apple Watch and wanted full payment but after calling them and confirming I guess it’s just a part of the process and the $1400 wil credit my account and nothing will...
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  • JP33
    replied to Chapter 13 Discharged!
    How did you get out so quickly ? I am in a 5yr plan as well 100 percent. Just made my first payment and would to get out ASAP!...
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  • JP33
    replied to Just filed!
    They simply said because I filed bankruptcy they won’t accept any online payments.. all the explanation I got...
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  • JP33
    started a topic Just filed!

    Just filed!

    So I just filed my 13... lawyer sent in the petition March 20th. I just made my first payment to the trustee this past Friday via snail mail till they start deducting from my payroll check. My payment isn’t terrible $866. I was paying $1300 to the credit card companies before hand and havin to survive...
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  • JP33
    replied to Just filed, 5 year plan. Super nervous!!
    Just filed my chapter 13 on the 20th of this month.. and sent my first payment via mail to the trustee.. waiting on my 341 meeting and hooky smooth sailing.. in the same boat! Worried to death and idk why really. Your def. not alone! Got the letter that my lawyer sent to my employer about taking the...
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