Had my PRE 341 meeting call with my lawyer (341 is in 2 weeks). It comprised of "Here are the 8 questions they will ask. Answer with a "yes" or "no" don't elaborate unless asked. Then they ran through the questions, I answered. All done.

Those questions were: Is...

Welcome! And it is not true that if you are over the median income you CANNOT file Chapter 7. You can, if you meet certain requirements, often called the "means test"

Hello all. I am glad I found this forum. Great information, even if some is a little old.

I decided to file (Jointly) for Chapter 13 about 2 weeks ago. I have been making minimum payments on roughly 20 credit cards totaling about 75000 dollars, 2 car payments, and a mortgage. I was up...