My sons are 9 and 10. Older son is turning 11 in a couple months. I send them money western union....

Life took a turn for the worst last year. I will try to keep it brief. I used to make about 180K~200K/yr in the mortgage industry, then the industry took a nose dive with the rising interest rates. Tried to pivot into crypto industry, realized many people are scammers and couldn't do it. Made pretty...

Never thought I would need to do this, but I think Chapter 7 BK is what i need for a fresh start....