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SadlyBK
Registered User
Last Activity: 03-14-2019, 02:00 PM
Joined: 03-12-2019
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  • SadlyBK
    replied to Shameful questions
    I believe that 4 out of 6 cards have had 0 purchases made on them within almost 11 months now. I believe that will lend favor towards me for the most part. I'm hoping it will help me avoid those creditors making any claims against me.

    I have also not made any single purchase more than $300...
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  • SadlyBK
    replied to Shameful questions
    I greatly appreciate all answers and assurances I have received so far. I'm also pretty shocked I haven't openly faced any judgement yet. That's not to say that I believe the people here are judgemental, but I think I have shamed myself enough that I expect others to do so as well. I will schedule a...
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  • SadlyBK
    started a topic Shameful questions

    Shameful questions

    So... I believe I need to file BK. I have 2 personal loans as well as 5 credit cards. Total, I am debt around $20K. This doesn't seem like a lot, but my wife and I only makes about $40K a year and have a young daughter. We have recently been eating less because we can't afford the groceries for the...
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