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willisback88
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Last Activity: 06-18-2019, 04:20 PM
Joined: 05-02-2019
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  • RIGHT, they just want to see if you'll pay it. I had the same thing happen to me - read the fine print listed on there stating "you will/cannot be sued for this debt" and perfunctorily threw them straight in the trash for some time. Then they got my phone number somehow and started calling...
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  • If you had a valid Power of Attorney created at some point over the years, I feel certain that'd be sufficient. As mentioned above, the elaborate paper trail showing all transfers were turned around and used for regular living expenses would probably pass muster - especially being able to provide affidavits...
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  • willisback88
    replied to Bank accounts?
    definitely safer to open an account somewhere you won't have to list on the matrix (i.e. don't have an active loan balance with) and start having your direct deposits go there before you actually file - as well as taking those credit union accounts down to zero. Unless you live in a small town and...
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  • willisback88
    replied to Common Pro Se Mistakes
    Motion granted anyway for 2 reasons (and then the judge says "I'm going to have one of my clerk's type up the order for you and you'll get a copy in the mail" - why thank you immensely Your Honor!). 1st reason: the ch7 trustee already filed his report of no assets (meaning the funds I proposed...
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  • willisback88
    replied to Common Pro Se Mistakes
    I made the mistake of not listing my DSO (Domestic Support Obligation - child support) on the schedule E. Since I wasn't behind at all and it was garnished out of my check regardless, I didn't think I needed to list it. Wrong. Cost me an extra $31 to amend the creditor matrix - submitting an amended...
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  • willisback88
    replied to Discharged?
    Hey JB, did this show up in your PACER the exact 60 days after the 341 - or what was the timeline like there if not?
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  • Thank you so much for sharing the knowledge gained by your experience here!!!
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