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He said he has us in a chapter 7. My only issue is irs taxes. I have a balance for 19,20, 21,22. 19 and 20 can be abated. Which means I have to do a new installment agreement after the BK...
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I found a reputable attorney here in NJ and he went over our situation. He told me not to worry about the cars. With having 5 kids and one of them being special needs/disability, he said it shouldn’t be a problem....
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The lease ends in 2027. My consultation is tomorrow. So I’ll know more. The car situation really has given me anxiety....
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These aren’t luxury cars. The lease (Honda civic ends In 2027) payment is high due to interest (bad credit during this high interest rate time) We have a disabled infant and I am the sole provider. I can’t take the risk of turning in a car when my son starts physical and early intervention therapy...Last edited by Rjrl926; 11-21-2024, 10:16 AM.
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Cars during chapter 7 or 13
We have two high car payments due to terrible credit and having been upside down on one of our cars. We have one car that’s 900 a month with very high interest and another at 1040 a month due to very high interest and it’s a lease through American Honda.
during consults with lawyers...
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New member
Hi, New member here. My wife and I joined as we are about to file bankruptcy and there seems to be a ton of information here to help guide us....
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