Lanced
Junior Member
Last Activity: 06-13-2025, 10:24 AM
Joined: 05-16-2025
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debt relief and debt consolidation offers no protections you can still be sued. and there's going to be fee's for every debt they settle on top of there main fee... to me it sounds like a rip off.... -
sue em for damages. there not supposed try and collect from you after you filed let alone call you about the debt.. creditors and debt collectors can be scumbags so why shouldn't we??? i wish more people would to be honest that would put them in there place and keep em at bay!!! what there doing is...Last edited by Lanced; 05-19-2025, 11:40 AM.Leave a comment:
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don't be afraid to file it can be a reset to a fresh start. way i see it what's the more responsable thing to do is keep paying on debt that you will never get out of or just nuking it and starting over. i don't care even if my friends look down on me if i'm worth nothing. just remember your in the...Leave a comment:
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does wells fargo use the FICO 8 score???Leave a comment:
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ok i will look on ebay for used items then i might even ask my lawyer for his opinion as well...Leave a comment:
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Thanks for the warm welcome justbroke. that's i am in the process of doing now is making sure i have all my ducks in a row and waiting for all of the bills to come in so i can nuke em i will be buking very preditory cc also. i have informed my creditors that i am retaining a chapter 7 lawyer due to...Leave a comment:
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after doing some research it looks like i should be fine as long as i am not going to roast em in my bk. never been late on a bill and always have paid in full before the due dateLeave a comment:
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best way to value assets
what's the best way to value assets???? my lawyer said to use the yard sale method an to go onto ebay, well in my mind ebay is sketch at best.. -
Dave lives in a bubble of "im rich enough i can buy whatever I wantLeave a comment:
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Dave ramsey's an idiot. he tells people to eat beans and rice and work 500 jobs. no thanks!! though i do find some callers to be amusing like the one lady that said she couldn't get a decent car for under 70k what in the hell was she smoking? and she wonders why she's broke!!! seriously anyone that...Last edited by Lanced; 05-16-2025, 10:18 PM.Leave a comment:
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Another one bites the dust!!!
Hello everyone
I hope that everyone's doing ok!!! After being hospitalized for one month due to a heart attack and diabetic coma. i have decided to file i chapter 7 BK to wipe out my medical debt and credit card debt. i never for the life of me thought that i would be in this situation then again... -
ATT wireless question
Hello everyone
I hope that everyone's doing well!!! new here. i am posting since i just had a heart attack and had a diabetic coma on the 19th of last month and came out with blurry vision. i plan on filing a chapter 7 bk to bide time for my recovery!!!! i am concerned on how AT@T mobility will...Last edited by Lanced; 05-16-2025, 01:47 PM.
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