Hi there,
It sounds like a tough decision. Filing only in your name for Chapter 7 could give you a quicker debt relief on your $60K credit card debt, while including your spouse and doing Chapter 13 may increase required payments.
Since you’re also dealing with student loans,...
liz02may
Junior Member
Last Activity: 11-11-2025, 10:18 PM
Joined: 11-02-2025
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Newbie
Hi everyone, I’m new here! I’m interested in learning more about student loan debt discharge, how bankruptcy affects student loans, and tips for managing or reducing debt. Looking forward to getting advice and connecting with others who have experience. -
Student Loan Debt Discharge: What Are My Options?
I’m exploring options for student loan debt discharge and trying to understand what’s possible under bankruptcy. Can anyone share their experiences or advice about handling student loans during or after bankruptcy? -
Student Loan Debt Discharge: What Are My Options?
I’m exploring options for student loan debt discharge and trying to understand what’s possible under bankruptcy. Can anyone share their experiences or advice about handling student loans during or after bankruptcy? -
If you or your daughter are navigating student loan debt and bankruptcy, one resource I found very helpful is the student loan bankruptcy course offered by Float Debt Solutions. It explains how the discharge process works, what “undue hardship” means, and how debtors can make informed choices rather...Leave a comment:
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Should I Try Debt Relief Before Considering Bankruptcy?
Hi everyone,
I’m fairly new to all this and still learning, so I’d love some advice from those who’ve been through it. I’ve been feeling overwhelmed by credit card debt and late payments, and I’m not sure if bankruptcy is my only option.
I’ve been looking into debt... -
Hello Everyone – Excited to Join and Learn from You All!
Hi everyone,
I’m new here and just wanted to take a moment to introduce myself. My name’s Liz, and I’ve been reading the forum for a while before finally joining. I’ve always been interested in understanding how people handle debt challenges and navigate the bankruptcy process....
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