I had my 341 meeting for chapter 7 in Atlanta today...what a mess. Probably the biggest issue was that I pre-paid my dentist prior to filing - from my bank account, not on credit cards - for a procedure to be done 2 weeks later. The dentist required pre-payment, and the procedure was phase 2 of dental...

I am so relieved. My story began 5.5 years ago with a trustee’s audit, a ‘Presumption of Abuse’ and a Dept. of Justice Audit thanks to an inexperienced BK lawyer. It’s a long read but I can’t imagine anyone going through this gauntlet again so I chose to share the major lessons I learned...

So I filed in November and have my 341 later this month for a joint Chapter 7 with my wife. We have no real assets, other than 2 cars. No real estate. A significant amount of unsecured debt, combination of credit cards, payday loans, credit lines, etc. We haven't used any credit for several months...

It seemed that the questions on the form the trustee gave everyone at the 341 were about the present time, the time before filing and the future after filing--I had thought that once you file, whatever you earn or do since that date, as long as it didn't begin before you filed, was excluded from the...

It is today and I am a nervous wreck. We know it is going to be an asset case. I had a mutual fund that failed to get discussed wiht anyone, even though we asked, so we now know that will be taken. I also will be telling them that we will need to ammend our schedules. We did mark that we had transfered...

(San Diego) So 15 minutes before I go to see the trustee, my lawyer looks over my bank statements and with a confused look on his face pulls me into the hallway.

He says he's concerned about the expenses not being enough to offset my income (I'm self-employed) and suggests that I don't...

My 341 meeting is scheduled for tomorrow and I'm suddenly nervous! I've been pretty calm until today. I've read that most of the 341 meetings run smoothly and are over in minutes but I can't help but feel nervous. I'm nervous that creditors will show up and harass me or that the trustee will find some...

We had a 341 this morning, and it was a breeze. It literally took about 3 minutes. We had to state our names and addresses, say yes to whether it was our petition, whether we understand it, whether it's our signatures, and whether it is our tax return copy that trustee gave back to us.
That was...

Filed pro-se August 7th, individual CH7, most of my debts are from my business so I discharged my libility on them. Among several active accounts, most of the accounts included on the matrix dont show up on my credit report and in fact, many of them are 10 yrs old or more and out of the statute of limitations,...

First, just wanted to say a huge thank you to this forums posters. I have been lurking/learning for a good amount of time. I'm happy to say our case has been filed for 7 on 1/7/12 and now it's time to ask the experts! (Yes, I will ask my attorney, but I respect all of your thoughts as well)
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Hello everyone, i logged on to pacer and saw a request from a lawyer to the court requesting filing documents.. I then googled his name and it looks like he represents one of my creditors. is he just fishing for stuff? or is there something else?

Thanks!

Here is my pacer schedule after my 341 meeting

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Filed: 06/06/2011
Entered: 06/13/2011
Docket Text Meeting of Creditors Held and Concluded
Filed & Entered: 06/08/2011
Docket Text Order on Motion to Avoid Lien
Filed: 06/10/2011...

Why does my PACER status say awaiting first meeting when my first meeting was ove r2 weeks ago?

I am headed home from work a little early today, to prepare a binder ala disconapper so I won't be fumbling for my documents if the trustee asks anything. I'm taking the day off tomorrow. Even though I know the 341 is a good thing in our straightforward no asset chapter 7, I'm not certain my frame...

I have filed to convert my case pro se to chapter 7 will I have to attend another 341 meeting. Thanks