Received a summons on my door with FIA Card Services as plaintiff, the original creditor is Bank of America (not mentioned). I don't want a default judgment, nor allow for wage garnishment, etc.
What are my choices or next steps, respond to summons? If I'm open to settling, I suppose...
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Need to deal with / answer summons
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Need some advice
My wife and I are in the process of filing Chpt 13, a couple more payments and our lawyer will start the paper work..BTW I was a Chpt 7, discharged in June 2004 so that's one of the reasons why it had to be a Chpt 13.The other reason is that we want to keep our home..Just an fyi my wife has never filed...Last edited by junjun; 11-22-2008, 02:37 AM.