First off, hello, nice to meet everyone, I'm new here.

I originally lived in NY, where I had an Amex credit card, and my best friend is the secondary holder. When I got married and moved, I paid off my balance, gave my card to her, and let her take over all the payments. She destroyed...

After much consideration my wife and I decided to have our bankruptcy dismissed and work with our creditors to settle our debt. AmEX worked very well with us as did Bank of America. CitiBank was very difficult. I talked with them 25 times and felt like I was finally making some progress. Then I...

Hi All--
Well just a personal story here about experience with balance transfers, as I've commented on several posts about them in the last couple of months.
I've been worried because I BT'd $40K in July, and $34K from one BofA to another in September.

We hired a BK lawyer...

I found this link very helpful.

33 Don'ts Before Filing Bankruptcy


Don't forget to list all your bank, checking, savings, brokerage, credit union accounts.
Don't file if your income is greater than your expenses and you can pay your bills.
Don't...

I own 2 homes, one (from my divorce and prior marriage that I am surrendering in CH.7) and I had listed 2 credit cards on my bankruptcy but kept one card that I can afford to pay (use for emergencies and what not) my lawyer said sometimes they'll allow me to keep it or they'll close it but we have to...

Sorry - accidental double post