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  • My trustee just denied Wells Fargo relief from stay.....????

    because the deed of trust is defective and invalid, it fails to contain the requisite Affidavit of Consideration. The deed of Trust does not contain an oath or affirmation of the party secured by the deed of trust that the consideration recited in the deed of trust is true and bona fide as set forth....
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  • Wantmypeace
    started a topic Loan Mod during BK7

    Loan Mod during BK7

    We are very close to filing finally! It looks like we'll be filing ch7 the 2nd or 3rd week of February. On the advice of our attorney, I am applying for a loan mod with Wells Fargo on our 1st mortgage. The first payment for the loan mod will be due on Feb 1st. I'm curious what happens when we file...
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  • Wantmypeace
    started a topic Wells Fargo and GMAC...who's first?

    Wells Fargo and GMAC...who's first?

    We are filing Ch.7 in February, and I just missed my second payment on my mortgages.

    Home value: 185K-ish
    1st w/Wells Fargo: 155K-ish
    2nd w/GMAC: 180K-ish
    3rd w/Greentree: 45K-ish


    I'm assuming Greentree isn't going to waste their time with...
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  • Boy did I screw up!!! Wells Fargo froze my $$ in California Chapter 7 filing

    So I had a friend prepare my paperwork for my chapter 7, And filed on Thursday.
    Did not disclose monies in my Wells Fargo account, as I was going to pay off my truck the next day.

    And...waddaya now...Wells froze 8800.00...everything i got.
    Now...a little late, I see this...
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  • mommi2many
    started a topic Good news from Wells Fargo

    Good news from Wells Fargo

    I called Wells Fargo today in regards to an auto reaffirmation agreement they sent to me. My husband wanted to reaffirm his car and I wanted to take a chance. We are current on the payments, but I like the idea of a true fresh start. Anyways, Wells Fargo said they do not require that we sign the reaffirmation...
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  • Bluetulip
    started a topic I need some advice

    I need some advice

    My husband and I have been fighting with Wells Fargo for over ten months now to get a loan modification after constantly sending in paper work, and retrying this each time, they decided that they were not going to give us a modification. They say they will send us a letter when the sale is set on the...
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  • Doesn't always take them forever - wells fargo mortgage

    I just wanted to post because I've seen some people ask about loans with wells fargo. obviously it varies by region, but I live in a VERY high-foreclosure area (was one of the big boom areas and a very big bust area).
    I got the foreclosure notice after 120 days, sheriff's sale is set for 120...
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  • jo23171
    started a topic Frozen bank account after filling for BK

    Frozen bank account after filling for BK

    I am filing this week. My attorney told me to move any funds out of Wells Fargo to another bank because they will freeze my account until the discharge. She said it is common practice at Wells Fargo.

    Did anyone have this problem or heard about it?
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  • QUICK HELP!!! Credit Union FROZE my accounts AFTER filing Chapter 7...

    Ugh! I cannot believe this.

    Here's what happened:

    1. Filed Chapter 7 on Oct 4th with only $100 in my account.
    2. Liquidated IRAs to pay this month's bills on Oct 6 and 7...so my checking balance was a few grand.
    3. I have the same credit union for my checking...
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  • Discharged but Wells Fargo still calling about furniture

    BK was discharged 9/10/10. Furniture from City Furniture was purchased via Wells Fargo over 2 years ago and they now are calling the house. We don't answer, but they keep calling. They also sent a letter staging we need to settle or surrender the furniture. They never made any claims during the...
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  • fortknox
    started a topic Will Wells Fargo REALLY repo my furniture??

    Will Wells Fargo REALLY repo my furniture??

    I filed chapter 7 and had my 341 on June 1st. I have furniture that I purchased from Slumberland with a Slumberland card-financed through Wells Fargo. They have sent me paperwork through my attorney to surrender the collateral so they can sell it. Up until this point I just assumed they would let...
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  • Max. Number of Times Collectors Can Call Per Day?

    I am getting calls from Wells Fargo back to back, every 2 or 3 minutes several times per day, totaling about 35 calls per day; just from Wells Fargo.

    Is there a maximum number of times a creditor can call in a day? This seems to border on harassment.

    Thanks
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