I filed for Chap 7 when my mortgage was 60 days past due. I intended to try to keep it but eliminate my other debts , so I listed it in the BK under "Individual Debtor's Statement of Intention" that indicated that I would try to reaffirm this. Well, the ARM adjusted that next month and caused...

Hi,

I am engaged to be married in 2009. She currently has a BK on her record due to a previous marriage (credit score in the lower 600s now). I have good credit in the 780 range and am pretty cautious not to have my record affected. A couple of questions:

(FYI, this...

Hello. Prior to filing for Chapter 13 bankruptcy three years ago, I purchased a house with an 80/20 loan. I was told that the "80" loan was typical mortgage loan while the "20" was more of a home equity style loan. Anyway, I guess I never really paid much attention to the loan types....