Hi, I am currently in a Ch7 BK. Been through the 341 on May 18 and need to make a decision on a vehicle. I have '03 Sequoia thats worth about 11k and I owe 15k. My first thought is to let it go but I am not sure about getting an auto loan while in BK. I expect discharge in late July/early Aug. I like...

Hi
I'm in California and a bank officer at my credit union (very down on BK) said I would have to reaffirm my car loan in order to keep my car.

I just got the loan modified to payments of $110/month for two years; owe $2526, and car is worth $4700 (kelley blue book).
...

So I need help here. my bk was discharged in august 08. I did reaffirm the car I currently have, but I stupidly misunderstood what i was doing. Now i have better credit but i can't refi because my interest rate is so crazy the car isnt worth as much. I'm trying to trade it in, but they are asking for...

My 2nd mortgage sent me the paperwork for a reaffirmation. The original loan terms were 17,000 at 16%, in the reaffirmaton papers the new terms are $19,800 at 15%. I've been paying on this loan for over 3 years, sometime in the last 6 months we fell 2 months behind, but kept it floating, just unable...

I went to sign my reaffirm agreement on my car(s) and home. I know the pros and cons about reaffirm.. So, I don't want to discuss that. However, when I went to sign my attorneys office said that a new bankruptcy judge has been taking over the cases. I was negative by 500.00 after all bills are payed....

Has anyone reaffirmed/rewrote new terms just prior to the confirmation meeting?

How did it work out for you?

Did your attorney file separate motions to have the mortgage lender agree to new terms?

I have a feeling this means I'm all done, but I'm not sure ...

Today I opened a letter stating "Discharge of Debtor" dated 10:29/08.

Does that mean I'm all done?

1. What do I do if someone is still calling me about debts (I think it's illegal &...