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I filed chapter 7 bk and discharged in Minnesota. My property is "Torrens" or Registered. Second mortgage failed to memorialized their lien on the certificate of title, therefore , according to Minnesota statute 508.47, the lien did not attached to the property. All the second mortgage had...
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For a full answer to your question, you would have to specify the form of bankruptcy to which you were referring (e.g. chapter 7 or chapter 13). State law could be an issue, too. Generally, though, in a chapter 13 bankruptcy, second mortgages can be "stripped," meaning that the corresponding...
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Unrecorded Second Mortgage
2nd mortgage failed to record lien five years ago, filed for chpt 7 bk 2.5 yrs ago. Can a lender record a lien against a property after chapter 7 BK been discharged?
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jarguello started a blog post unrecorded-discharged-charged-off second mortgage with citimortgagein jarguello
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